Interest rate curve for 25-year mortgages in 2025 (courbe taux immobilier 25 ans 2025) is a graphical representation of the relationship between interest rates and the time to maturity for 25-year fixed-rate mortgages in 2025. The curve is upward sloping, indicating that interest rates are expected to increase over time. This is because lenders typically charge higher interest rates for longer-term loans to compensate for the increased risk of default.
The interest rate curve is an important tool for both borrowers and lenders. Borrowers can use the curve to determine the interest rate they are likely to pay on a 25-year fixed-rate mortgage in 2025. Lenders can use the curve to price their loans and manage their risk.